There are few tricks that one can use to save money even where you are on a tight budget, in this post I share 5 tips I use to cut down our home monthly budget.
Buy in Bulk
Although some products require you to buy fresh like meat and vegetables you can save money here and there by buying in bulk for everyday household products. What you can do is make a list of every essential product that you use in your home. Doing so you will not end up buying multiple quantities of items that may end up unused. Things like toothpaste, tin food, cleaning product ages really well and you will never find yourself throwing away food like pasta.
In my family, we buy things that will last us at least six months and religiously stays away from premier food stores and opt for places that can sell us on the factory prices or close.
Don’t shop when you’re hungry, and make a list
Resist the temptation of buying things you don’t need when shopping, I don’t know how many times I ended up buying coffee or even a dress simply because it had a red tag sale on it. Making a list (and sticking to it) is a great way of stopping the money spilling out. When shopping with kids bring them something that way you can reduce snaking especially when you are using the mall as the temptation to spend is too high.
Turn Off the Power
Up until last year, we almost never cared how much power we were using and were happy to just paid up, but that was when we began our frugality lifestyle. You have no idea how much money you can save by just un-plugging a few things at night. Things like tv, microwave, dishwashers don’t need to run all the time, in fact, the only thing that runs through the night in our family is the fridge. You can save up to %10-30 on your current bill with just a few habits.
Cut the cable TV
I know it almost sexy to have Cable tv but we have to be honest by asking if we really need it. The truth of, the matter is cable eat your money every year without you realizing. Truth be told most of us don’t really watch tv that much anymore but rather watch our content online it almost like paying for a land-line phone that you haven’t used in years just because you really believe it might come in handy someday.
Ask for a discount
This one is tricky if you are not a good negotiator but it one I had to learn if I wanted to be frugal. When buying things like furniture or even a car you should always ask for a discount beside the worse they can say is no.
Obviously, you can not do them all at once but try a few things you will never know, you might be sitting on the money. You can also share your saving tips below.