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5 basic rules of saving
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Let take the first step forward our financial freedom by saving now instead of waiting for disaster to happen. I’ve shortlisted an of many savings rules out to help you start your saving journey.


Goal setting
Set yourself a goal to work towards on monthly, yearly, etc that way it would be easier to stick too. That said all though sometimes sticking to them [as well all know emergencies happen] might not be easy so you must readjust. You also reprioritize your goals there are short terms, medium and long term needs which are all important.

Saving a marathon not a sprint process meaning it will be painfully long but with great rewards at the end. In order for it to work for you, then you need to be realistic and be clear about your commitment.


Save for retirement
The most important saving requirement for everyone and the sooner you begin the better. If you put a small amount into the retirement saving account it all adds up. Even if you don’t have full-time work a tiny amount is all you need after all you can always increase later.

As the saying says time is money and you can’t sorely on your pension fund the cost of living is increasing each year.

Learn to cut costs as much as you can, there are discounts count and special offers. But before you can even go out to cut elsewhere you need to start at home by reducing your electricity and water usage [ you won’t believe how much you can save there alone].,

Also, don’t pay for something you do not use, most people are using cellphone’s so is there a need to pay for that land-line if it just sitting there?


No impulse buying
We are all guilty of impulse buying even those of upreacheaches the living frugality lifestyle. One and the easiest way of avoiding impulse buying by making a list of all you will need before heading to the shops.

Packing snacks and water or juice for the kids when you leave the house for the shop is another great way of minimizing budget spending. I know ow of woman who always has a case/bottle of water and biscuits in the boot of their car, kids always ask for a drink when there are out.



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Constance Khuzwayo

2 Replies to “Basic Rules Of Savings”

  1. I am guilty of not staying in my lane no matter the list I make in advance. I am an impulsive buyer and it makes it really hard not to pick up stuff I do not really need. You have shared great tips.

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