Do you sometimes deliberately leave your credit card at home to avoid using it? Do you tremble in fear every time you swipe your credit card?
There are persistent assumptions that using a credit card will always put you on the losing end. However, finance experts and credit-savvy folks swear …
Having a bad record at the credit rating can be a nightmare. Not only is it something that causes embarrassment, but it limits your financial possibilities. Imagine that you need money to repair the house or pay the tuition of your children, urgently. Or more importantly, for a medical emergency. …
Some of us might have mastered credit card usage as the cards have been in existence for more than two decades. But every month there are lakhs of people who become eligible to avail a credit card thus become first-time users of plastic cards. As knowing is different from implementing …
I bet no one would say that they use credit cards for saving money. In fact, if someone asks what is the first thing that comes to mind when you think of credit cards, you would probably say interest rates, penalties, fines, and fees. There is hardly any person …
